Company Profile

● ABOUT THIS INVESTMENT NOTE
Issuer’s fund raising for working capital of RM100,000.00 will be utilised to partially fund the cost of building construction, instructure works and ancillary works for defined scope of works awarded by a Seremban-based property development company listed on the Main Market of Bursa Malaysia.

Kindly take note that this Investment Note DOES NOT come with PRINCIPAL GUARANTEED protection, but QuicKash do obtained the personal / joint and several guarantee of the Issuer's directors and/or shareholders for this Investment Notes issued.

For your information, issuer wishes to raise total fund of RM200,000.00 through QuicKash Platform which spliting into 2 tranches of RM100,000 for each fund raising campaign.

● HIGHER INVESTMENT RETURNS
At interest rate of 15% p.a., the net interest rate return (after deducting the Investor Service Fee of 1.50% p.a.) is 14.8313% p.a. Hence, the gross effective interest rate and the net effective interest rate of the investment returns is 26.41% p.a. and 26.12% p.a. respectively.

● MONTHLY INVESTMENT RETURNS
The Investment Note calculated at simple interest rate of 15% p.a. will be repaid in ten (10) equal monthly instalments of RM11,250.00 each. The Issuer’s 1st repayment will fall due on the 30th day after the fund raised was disbursed to the Issuer.

● JOINT AND SEVERAL GUARANTEE BY ISSUER'S COMPANY DIRECTORS
A joint and several guarantee by the Issuer’s company directors and all its shareholders gives investors a peace of mind on the Issuer’s default risk.

● CREDIT RATING
QuicSkor’s Credit Score - 492 points (Risk Grading = D),
Probability of Default (PD): 23.8%
No RAMCI’s i-Score, Risk Grading and PD due to NIL bank borrowing experience.

RAMCI's reports shows no record of legal actions, no record of Winding-Up Order (on the company), no record of bankruptcy actions on its directors/shareholders, no record of trade / other credit reference on the company and all its directors. The directors' repayment track record for the credit facilities granted by the banks was well-conducted.