Company Profile

● ABOUT THIS INVESTMENT NOTE
The is the Issuer's 2nd series fund raising campaign to finance its working capital financing requirement for the procurement of goods supplied to the chain of eight Giant hypermarket and 10 supermarket stores in Malaysia will be carried out by way of issuing Investment Note(s) totalling of RM1,000,000.00, spliting into 4 tranches of RM250,000 for each fund raising campaign.

Kindly take note that this Investment Note DOES NOT come with PRINCIPAL GUARANTEED protection, but QuicKash do obtained the personal / joint and several guarantee of the Issuer's directors and/or shareholders for this Investment Notes issued.

For your information, the Issuer have previously fund raised total working capital of RM2,200,000 for the procurement of goods supplied to TF Value Mart and 7-Eleven Malaysia Sdn Bhd was successfully raised via Investment Note No. WC180000058 GTD RTN (Limit: RM1,200,000, Reduced Outstanding: RM848,000) and Investment Note No. WC180000068 GTD RTN (Limit: RM1,000,000. Reduced Outstanding: RM990,000) on 8.07.2018 and 09.10.2018 respectively. Both accounts were well-conducted. No missed repayment on its due dates.

● INVESTMENT RETURNS
At interest rate of 13% p.a., the net interest rate return (after deducting the Investor Service Fee of 1.30% p.a.) is 12.7639% p.a. Hence, the gross and net effective interest rate of the investment returns is 21.95% p.a. and 21.57% respectively.

● MONTHLY INVESTMENT RETURNS
The Tranche 1 of the Investment Note is calculated at simple interest rate of 13% p.a. will be repaid in six(6) equal monthly instalments of RM44,375.00 each. The Issuer's 1st repayment will fall due on the 30th day after the fund raised was disbursed to the Issuer.

● JOINT AND SEVERAL GUARANTEE BY ISSUER'S COMPANY DIRECTORS
A joint and several guarantee by the Issuer’s company directors will be obtained.

● CREDIT RATING
QuicSkor's Credit Score - 773 points (Risk Grading = A)
RAMCI's I-Score – 764 points, Risk Grading = 10 (Good), Probability of Default = 0.4%
Risk Grading = 10 (Strong) [scale of 1 = Weak (Higher Risk) to 10 = Strong (Lower Risk)]
RAMCI's reports shows no record of legal actions, no record of Winding-Up Order (on the company), no record of bankruptcy actions on its directors/shareholders,  no record of trade / other credit reference on the company and all its directors. The directors' repayment track record for the credit facilities granted by the banks was well-conducted.

● PROJECT SUPPLIES TO RENOWED HYPERMARKET, SUPERMARKET AND CONVENIENCE RETAIL CHAIN STORES IN MALAYSIA
The Issuer has already procured the contracts to supply products of total value not less than RM10 million to many renown hypermarket,  supermarket and covenience chain stores in Malaysia such as Giant, TF Valuemart, Tesco, AEON Big and 7-Eleven.