Company Profile

● FULLY GUARANTEED FINANCE PACKAGE
The issuer's fund raising campaign of RM250,000 under its Final Tranche 8's working capital financing is to partially fund its Local National Oil Companies contract for the fulfilment of work order of known as Package A and Package B will be carried out by way of issuing an Investment Note that comes with a PRINCIPAL GUARANTEED element. Investors will never lose their principal investment amount even if Issuer fails to repay.

For your information, total fund raising by the issuer is RM2.0 million. As at now, issuer has successfully raised total fund of RM1.75 million from QuicKash investors from its 1st, 2nd, 3rd, 4th, 5th and 6th tranche with RM250,000 per tranche under WC180000070 GTD RTN, WC180000071 GTD RTN, WC180000073 GTD RTN, WC180000076 GTD RTN, WC180000082 GTD RTN, WC180000083 and WC180000084 GTD RTN respectively. Rational behind the multiple fund raising campaigns to host in QuicKash platform are based on the issuer’s funding needs and timeline.

● MONTHLY INVESTMENT RETURNS
The Investment Note calculated at simple interest rate of 8% p.a. will be repaid in nine (9) equal monthly instalments of RM29,444.44 each. The Issuer's 1st repayment will fall due on the 30th day after the fund raised was disbursed to the Issuer.

●  INVESTMENT RETURNS
At interest rate of 8% p.a., the net interest rate return (after deducting the Investor Service Fee of 1.35% p.a.) is 7.841% p.a. Hence, the gross effective interest rate and the net effective interest rate of the investment returns is 14.18% p.a. and 13.90% respectively.

● PERSONAL GUARANTEE AND CORPORATE GUARANTEE
In addition to the Investment Note's principal protection element, a personal guarantee by the Issuer's company director / substantial shareholder and corporate guarantee by the Issuer's holding company will be obtained.

● GOOD CREDIT RATING
QuicSkor's Credit Score - 650 points (Risk Grading = B (Good))
RAMCI's I-Score - 555 points (Risk Grading = 5 (Fair))
Risk Grading = 10 (Strong) [scale of 1 = Weak (Higher Risk) to 10 = Strong (Lower Risk)]

RAMCI's reports shows no on-going legal actions, no record of Winding-Up Order (on the Issuer and its holding company). There is no record of bankruptcy actions and no negative record of trade / other credit reference on the company director. The director's (personal guarantor)' repayment track record for the credit facilities granted by the banks was well-conducted.